Legal

Important Legal Disclaimer

Informational Purposes Only
The content provided in this terminal and portfolio builder, including all data, metrics, and research, is intended for informational and educational purposes only. It is not, and should not be construed as, financial, investment, tax, or legal advice.

No Advisor-Client Relationship Use of this site or its tools does not establish a financial advisor-client or fiduciary relationship between you and Second Comma Strategies or any of its affiliates.

Investment Risks

  • Risk of Loss: Investing in securities—including stocks, ETFs, and venture funds—involves a significant risk of loss. You may lose your original principal.
  • Past Performance: Historical data and past investment performance are not a guarantee or predictor of future results.
  • No Warranties: While we strive for accuracy, all data is provided “as is” without any warranties of completeness or timeliness. Market conditions change rapidly, and figures shown may be outdated or contain errors.

Consult Professionals You should conduct your own research and consult with a qualified professional—such as a certified financial advisor, tax professional, or legal expert—before making any investment decisions based on the information provided here.

Terms of Service

Last updated: January 25, 2026

1. What This Site Is (and Isn’t)

Hindsight5050Fund.com exists to share educational information, tools, commentary, and research related to investing, markets, and financial decision-making.

It is not:

  • Investment advice
  • Financial planning
  • Tax advice
  • Legal advice
  • Career advice
  • Life coaching
  • Therapy
  • A replacement for professionals who are licensed and paid to give personalized advice

I am not your financial advisor, fiduciary, therapist, or life coach. I am an MBA with a history of beating the market, making money, and talking about making money — that’s it.

If you need personalized advice, consult a licensed professional who understands your specific situation.

2. No Investment Advice. Ever.

Nothing on this site should be interpreted as:

  • A recommendation to buy, sell, or hold any security
  • A guarantee of performance or future results
  • A personalized investment strategy

All examples, models, charts, scenarios, and commentary are for educational and informational purposes only.

Past performance (even impressive past performance) does not guarantee future results. Markets change. People make mistakes. Losses happen.

You are fully responsible for your own investment decisions.

3. Tools, Models, and Hypotheticals

Any calculators, spreadsheets, models, or frameworks provided:

  • Are illustrative only
  • May rely on assumptions that do not apply to you
  • Can be wrong, incomplete, outdated, or overly optimistic

If you use any tool from this site to make a real-world decision, that decision is yours alone.

4. No Guarantees

There are no guarantees of:

  • Profits
  • Returns
  • Outperformance
  • Risk reduction
  • Financial independence
  • Early retirement
  • Any specific outcome, financial or otherwise

If anyone tells you otherwise, they are lying. Including anyone who screenshots this site without context.

5. Personal Responsibility Clause (Important)

By using this site, you agree that:

  • You are responsible for your own financial decisions
  • You understand investing involves risk, including loss of capital
  • You will not rely on this site as a substitute for professional advice

If you lose money, feel regret, miss opportunities, or experience existential dread — that is unfortunate, but not my responsibility.

6. No Client Relationship

Your use of this site does not create:

  • A client relationship
  • An advisory relationship
  • A fiduciary duty

Reading a blog post, using a tool, or agreeing with an opinion does not make us professionally connected in any legal sense.

7. Intellectual Property

All content on this site — including text, charts, frameworks, and original analysis — belongs to Hindsight 50/50 Fund unless otherwise stated.

You may:

  • Read it
  • Share links to it
  • Quote it with attribution

You may not:

  • Republish it as your own
  • Sell it
  • Present it as licensed financial advice

8. Changes to These Terms

These terms may be updated occasionally to reflect reality, clarity, or legal necessities. Continued use of the site means you accept the updated terms.

9. Bottom Line (Plain English Summary)

  • This site is educational
  • I am not your advisor
  • Nothing here is personalized
  • You make your own decisions
  • You own your outcomes

If that works for you, welcome.
If not, this site is probably not for you — and that’s okay.

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